Commercial Hazards

HawkSoft creates a HazardsClosed A hazard is a specific risk covered within a liability policy. screen for commercial policies with General Liability lines of business (LOB), incluidng CGL, AGLIA, and BOPGL, and with Workers' Compensation policies. For example, when you add a Commercial General Liability (CGLClosed Commercial General Liability) policy, HawkSoft creates a CGL Coverages screen as well as a Hazards screen. This article explains how to add hazards to a commercial policy in HawkSoft.

The information entered on the Hazards screen floods to the ACORD 126 form.

Your agency administrator can set up classification codes for Commercial Hazards and Workers' Compensation that can be selected from the Add Hazard dialog.

See Policies Overview for more information on adding policies in HawkSoft.

Your HawkSoft administrator can configure carrier preferences, including lines of business, default coverages, and more. For more information, see Carrier Setup Overview.

In order to complete this task, user permissions must be set to include:

Client Actions > Edit Client
Client Actions > Action Menu

See User Permissions for more information.

You can access this screen when:

Select the Hazards side-tab from the Edit/Client Policy screen..

  1. Select the Line of Business or location, and then click .

  2. Select Add Hazard.

    The Add Hazard dialog opens.

  3. Complete the hazard information, and then click OK.

    If your agency has configured a list of Commercial and Workers' Comp codes, you can use Class Code Lookup to quickly add a code for the hazard.

Select a hazard, and then click to Edit, Delete, or Move the hazard.

To select multiple hazards, press the Ctrl key while clicking on the selected hazard.

Update the hazard information as needed, then click OK.

You can assign a location to the hazard.

Click Yes to confirm. The selected hazard is removed from the Line of Business.

  1. Select the location, and then click .

  2. Select Edit Location from the menu.

    The Edit Location dialog opens.

  3. Modify the Location information as needed, then click OK.

    Location information updates everywhere it appears on the policy.

  1. Select the location, and then click .

  2. Select Remove Location from Line of Business.

  3. Click Yes to remove the location or building from that line of business.

    All hazards associated with the location are also removed.

The Clear Line of Business option quickly removes all hazards and locations from the Hazards screen.

Select the Line of Business, click , then select Clear Line of Business.

This does not remove the locations from the policy, only from the LOB.

Hazards can be added back to the LOB, but all classifications, exposures, rates, and premiums for those hazards will need to be re-entered.

The Additional Interest option enables you to add an additional interest to the line of business or to a location or hazard on a general liability LOB.

  1. Select the hazard you want to add an additional interest to.

  2. Click , and then select Additional Interest.

    The Additional Interest dialog opens.

    See Additional Interests for more information.

After entering or modifying hazard information, click on the available side-tabs to complete the Client/Policy screens as needed, and then click Finish to apply your changes to the policy and exit the Edit Client/Policy window.

See Change Policy Information or Change Client Information for additional information.

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